PRIVACY POLICY

Your privacy is very important to us. We want to make your experience on the Internet as
enjoyable and rewarding as possible, and we want you to use the Internet's vast array of
information, tools, and opportunities with complete confidence.

We have created this Privacy Policy to demonstrate our firm commitment to privacy and
security. This Privacy Policy describes how our company collects information from all end users
of our Internet services (the "Services")-those who access some of our Services but do not
have accounts ("Visitors") as well as those who may purchase Products and/or pay a monthly
service fee to subscribe to the Service ("Members")-what we do with the information we
collect, and the choices Visitors and Members have concerning the collection and use of such
information. We request that you read this Privacy Policy carefully.
Personal Information Our Company Collects and How It Is Used

Introduction. Our company collects information in different ways from Visitors and Members
who access the various parts of our Services and the network of Web sites accessible through
may also generate non-identifying and aggregate profiles from personal information Members
provide during registration (such as the total number, but not the names, of Members). As
explained in more detail below, we may use this aggregated and non-identifying information to
sell advertisements that appear on the Services.

Our Company Partners and Sponsors: Some products and services may be offered to Visitors
and Members in conjunction with an affiliate, independent contractor seller or non-affiliated
partner. To provide Visitors and Members some of these products and services, the partner
may need to collect and maintain personal information. In these instances, you will be notified
before any such data is collected or transferred and may decide not to use that particular
service or feature.

Additionally, our partners may have advertisements or co-branded Web Pages that are
cosponsored by an affiliate, independent contractor seller, or non-affiliated partner. Our
company may share non-identifying and aggregate information (except as described above), but
not personal information, with such partners in order to administer the co-branded products or
services offered.
Online Shopping: At some Web sites, you can purchase products and services or register to
Additionally, in some instances, we use this aggregated and non-identifying information to
deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture
company tells us the audience they want to reach and provides us an advertisement tailored to
the audience. Based upon the aggregated and non-identifying information we have collected, we
may then display or send the advertisement to the intended audience. Our company does not
share personal information about its Visitors or Members with these advertisers or joint venture
companies.

Responses to Email Inquiries: When Visitors or Members send email inquiries to our company,
the return email address is used to answer the email inquiry we receive. Our company does not
use the return email address for any other purpose and does not share the return email address
with any third party.

Voluntary Customer Surveys: We may periodically conduct both business and individual
customer surveys. We encourage our customers to participate in these surveys because they
provide us with important information that helps us to improve the types of products and
services we offer and how we provide them to you. Your personal information and responses
collection agencies, merchant database agencies, law enforcement, or to satisfy laws, such as
the Electronic Communications Privacy Act, the Child Online Privacy Act, regulations, or
governmental or legal requests for such information; to disclose information that is necessary to
identify, contact, or bring legal action against someone who may be violating our Acceptable
Use Policy or Terms Of Service, or other user policies; to operate the Services properly; or to
protect our company and our Members.

"Cookies" and How Our Company Uses Them. A "cookie" is a small data file that can be
placed on your hard drive when you visit certain Web sites. Our company may use cookies to
collect, store, and sometimes track information for statistical purposes to improve the products
and services we provide and to manage our telecommunications networks.
If you are a Visitor or Member we may use a cookie to save your settings and to provide
customizable and personalized services. These cookies do not enable third parties to access any
of your customer information. Additionally, be aware that if you visit other Web sites where you
are prompted to log in or that are customizable, you may be required to accept cookies.
Advertisers and partners may also use their own cookies. We do not control use of these
cookies and expressly disclaim responsibility for information collected through them.
Our Company Commitment to Children's Privacy. Protecting children's privacy is especially
important to us. It is our policy to comply with the Children's Online Privacy Protection Act of
1998 and all other applicable laws. Therefore we restrict our Web site to persons eighteen
years or older.

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF
YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO
ACCESS THIS WEB SITE FOR ANY REASON. DUE TO THE AGE RESTRICTIONS
FOR USE OF THIS WEB SITE, NO INFORMATION OBTAINED BY THIS WEB SITE,
FALLS WITHIN THE CHILD ONLINE PRIVACY ACT (COPA) AND IS NOT
MONITORED AS DOING SO.

Public Forums: Please remember that any information you may disclose in any Member
Directory, or other public areas of our Web sites or the Internet, becomes public information.
You should exercise caution when deciding to disclose personal information in these public
areas.

Our Company's Commitment to Data Security: Services and Web sites we sponsor have
security measures in place to protect the loss, misuse, and alteration of the information under
our control. While we make every effort to ensure the integrity and security of our network and
systems, we cannot guarantee that our security measures will prevent third-party "hackers" from
illegally obtaining this information.

Where to Direct Questions About Our Privacy Policy: If you have any questions about this
Privacy Policy or the practices described herein, you may contact us through the contact
information provided on this Web site.

Revisions to This Policy: Our company reserves the right to revise, amend, or modify this
policy, our Terms Of Service agreement, and our other policies and agreements at any time and
in any manner, by updating this posting.